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Terms & Conditions

Last Updated: August 28, 2025

1. Acceptance of Terms

By accessing or using protexinsurance.com (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, you must not use the Site.

2. Insurance Quotes & Coverage

  • Any quote provided through this Site is an estimate only and does not guarantee coverage or pricing.

  • Coverage is not bound and policies are not effective until confirmed in writing by an authorized representative of Protex Insurance Group and/or the insurance carrier.

  • Users are responsible for providing accurate and complete information. Any misrepresentation may result in a change of premium, denial of coverage, or cancellation.

3. Use of the Site

  • You may use this Site only for lawful purposes and to request insurance information or services offered by Protex Insurance Group.

  • You may not attempt to access restricted areas of the Site, interfere with its operation, or copy content without permission.

4. Intellectual Property

All materials, including logos, text, graphics, and design, are the property of Protex Insurance Group or its licensors. You may not reproduce or distribute them without prior written consent.

5. No Professional Advice

Information on this Site is for general informational purposes only. It should not be considered insurance, legal, or financial advice. Coverage terms, conditions, and availability vary by carrier and state.

6. Third-Party Links & Carriers

  • This Site may link to third-party sites, carriers, or quoting tools. Protex Insurance Group is not responsible for the content, accuracy, or practices of those sites.

  • Insurance carriers maintain their own underwriting guidelines, policies, and rules. We do not guarantee that coverage will be issued or renewed by any specific carrier.

7. Limitation of Liability

To the fullest extent permitted by law:

  • Protex Insurance Group makes no warranties, express or implied, regarding the Site or its contents.

  • We are not liable for any damages, including direct, indirect, incidental, or consequential damages, arising from your use of this Site or reliance on any information herein.

8. Indemnification

You agree to indemnify and hold harmless Protex Insurance Group, its owners, employees, and agents from any claims, damages, or expenses resulting from your use of this Site, your reliance on provided information, or your violation of these Terms.

9. Privacy

Your use of this Site is also governed by our [Privacy Policy], which explains how we collect, use, and protect personal information. By using the Site, you consent to that policy.

10. Governing Law

These Terms are governed by the laws of the State of Ohio and the State of Texas, where Protex Insurance Group is licensed, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts of [Insert County/State].

11. Changes to Terms

Protex Insurance Group may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

12. Contact Us

For questions about these Terms, contact:

Protex Insurance Group
Email: [email protected]
Phone: 614-612-0409